uob hdb loan 110 26

UOB features different property personal loan packages for HDB flat homeowners, offering an alternative to the HDB Concessionary Mortgage. Their choices include things like both of those fastened-fee and floating-charge offers, which can be normally pegged on the 3-Thirty day period Compounded SORA. By way of example, a promotional package deal might provide a level of 3-Thirty day period Compounded SORA + 0.70% p.a. for the initial two years, which has a minimal personal loan dimension of S$250,000. For a set-amount read more choice, premiums can be as low as two.28% to get a two-yr lock-in time period. Eligibility for the UOB personal loan is subject to meeting the Total Personal debt Servicing Ratio (TDSR) of fifty five% and other credit score demands. UOB also provides a singular "Go Green Property Bank loan" for properties using a BCA Environmentally friendly Mark certification, offering dollars rebates. Additionally, They're noted for a very low valuation cost of just S$a hundred and fifty moreover GST and provide a bridging mortgage selection for homeowners transitioning concerning Attributes.